Let us take the worry out of your insurance program.

Risk & Insurance Consultants will guide you through a six step process to determine the current state of your Property and Casualty Program(s).

It is your responsibility, not your agent/broker, to ensure the policy issued covers your risks. The insurance and risk management terms you need to know can be found on IRMI.com.

In addition, we can help you:

Identify loss exposures.
Determine your company’s appetite for risk retention.
Conduct a complete review of your policies and endorsements.
Negotiate with your broker and/or underwriter to improve the coverage terms and conditions of your policies.
Manage your various insurance schedules throughout the policy term and at renewal.
Assist you through the insurance renewal application process to position your business as a desirable risk – potentially reducing premiums.
Reevaluate your insurance programs as your business needs change.
Conduct comprehensive claim reviews and audits.
Negotiate claim reserves based on solid plans for their resolution.

Will your insurance respond as you expect in the event of a loss? What keeps you awake at night?