Property and Business Income

We will work with you to find the right amount of business income to insure. Did you know that 60% of businesses never reopen following a significant loss? We ask the “hard to answer questions” that could impact a loss.

Are you prepared for a catastrophe?

We will meet with you and your team to review the disaster plans you already have in place and how this can affect your timeline to reopen the business after a loss. We bring these pieces together to form a comprehensive timeline.

You should always consider:

Who is notified of a loss?
Who assesses and reports a loss? When should you report a loss?
Do you need temporary power / gas / water / other?
What is your immediate remediation or temporary repairs plans?
Do you have lists of potential contractors? Is it current?
Do you need to hire patrols for added protection or security?
Would the loss of a key supplier due to a catastrophe affect your ability to produce your product?

As your risk manager, we will make certain that your business income and extra expense coverage limits dovetail with your disaster planning.