Is your policy prepared to respond to the claims you are exposed to?

Premise and operation exposures can occur on any land, building or structure owned or leased by your business as well off site if the activity is related to your ongoing operations.

Premise exposures can arise in a wide variety of ways. As most businesses know, the most common exposure comes from the third parties on your property or at your facility.

Are you missing an opportunity to transfer this risk? What is the duty owed to the third party?

We can assist you in answering these questions to help protect your assets.

No business intentionally designs, produces or sells products that are knowingly defective. However, product liability is a targeted source for relief by industry and consumer groups.

To sleep well at night, other questions to ask may include:

Are there coverage gaps in your policy?
Is there an endorsement changing or limiting the coverage – unknowingly increasing your exposure?
Do you have products being used by consumers that you are no longer producing? Will your current policy respond to discontinued products?